Find short answers to common questions about Pakistan Prize Bonds, draw results, checking numbers, tax, claims and Premium Prize Bonds.
Which Prize Bond denominations are currently available?
Pakistan currently has six active denominations:
- Rs.100
- Rs.200
- Rs.750
- Rs.1,500
- Rs.25,000 Premium Prize Bond (Registered)
- Rs.40,000 Premium Prize Bond (Registered)
National Savings lists these as the current denominations.
Where can I check the latest Prize Bond result?
Use the relevant denomination page on Savings.com.pk or open Prize Bond Power Search if you want to check available historical winning records.
For final confirmation of an important winning number, compare it with the corresponding official National Savings or SBP/SBP BSC result.
How should I enter my Prize Bond number?
Enter the complete six-digit number exactly as printed on the bond.
For example:
Correct: 004381
Wrong: 4381
Leading zeros are part of the Prize Bond number.
Where can I see upcoming Prize Bond draw dates?
Use the Prize Bond Draw Schedule to see upcoming draw dates, cities and denominations.
National Savings states that the annual schedule includes the draw number, place and date.
How long before a draw must an ordinary Prize Bond be issued?
National Savings states that an ordinary Prize Bond must have been issued at least 60 days before the draw date to be eligible for that draw. The 60-day period before the draw is also known as the shut period.
Where can I buy ordinary Prize Bonds?
Rs.100, Rs.200, Rs.750 and Rs.1,500 National Prize Bonds can be purchased or encashed through SBP BSC offices, designated commercial-bank branches and National Savings Centres using the prescribed process and valid CNIC.
See How to Buy Prize Bonds for the basic purchase process.
What is the tax on Prize Bond winnings?
The current withholding rates stated by National Savings are:
Filer / ATL: 15%
Non-filer: 30%
The deduction is made from the prize money at the time of payment.
See Prize Bond Tax for examples.
How long do I have to claim Prize Bond winnings?
National Savings states that prize money can be claimed for a maximum of six years from the date of the relevant draw.
Which form is used to claim ordinary Prize Bond winnings?
The current SBP BSC Prize Money Claim Application Form is PB-23. The official form checklist includes the original and copy of the winning bond, valid CNIC/SNIC copy and required signatures.
See How to Claim Prize Bond Winnings for the claim process.
Where can Prize Bond winnings be claimed?
According to current SBP BSC guidance:
| Prize Money | Claim Location |
|---|---|
| Up to Rs.1,250 | SBP BSC, designated commercial bank or National Savings Centre |
| Above Rs.1,250 up to Rs.500,000 | SBP BSC or designated commercial bank |
| Above Rs.500,000 | SBP BSC |
What are Premium Prize Bonds?
Rs.25,000 and Rs.40,000 Premium Prize Bonds are registered Prize Bonds. Unlike ordinary bearer bonds, they are issued in the investor’s name and also provide biannual profit in addition to quarterly prize draws.
Do Premium Prize Bond winners need to submit a claim form?
Normally, no. SBP BSC states that prize money on winning Premium Prize Bonds is credited directly to the registered investor’s bank account.
How often are Premium Prize Bond draws held?
Premium Prize Bond draws are held quarterly, generally on the 10th of March, June, September and December, subject to the official schedule.
Do Premium Prize Bonds require a bank account?
Yes. SBP BSC states that a bank account in the applicant’s name is mandatory for purchasing Premium Prize Bonds.
Can previous Prize Bond results predict the next winner?
No official source provides a method that guarantees a future winning number. Historical results are useful for checking whether a bond number appeared in an earlier draw, not for knowing the next result in advance.
Are Rs.7,500 and Rs.15,000 Prize Bonds still active?
No. These bearer denominations were withdrawn from circulation and are not part of the current active Prize Bond lineup. SBP BSC maintains the official withdrawal notices for discontinued bearer denominations.
What should I do if Savings.com.pk shows a winning match?
Check the denomination, draw number and six-digit number again. Then compare the match with the corresponding official National Savings or SBP/SBP BSC result before submitting a claim or taking any financial action.
Savings.com.pk is an independent Prize Bond information website and does not issue bonds, conduct draws or process prize claims.